We Pay Your Deductible. Zero Cost to You.

Insurance approved the claim? We cover your deductible. Get your roof fixed with literally zero out-of-pocket costs.

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Deductibles Covered
$1.2M+
Claims Processed
3,800+
Customer Rating
4.9/5
Approval Rate
96%+

Homeowners Who Saved Thousands

"My insurance approved the claim but my deductible was $1,500. I thought I'd have to pay out of pocket until Phixxi said they'd cover it. Game changer."

David M.

Deductible covered β€’ $1,500 deductible

"The deductible assistance made the whole process stress-free. Insurance paid their part, Phixxi covered my deductible, and I got a brand new roof with zero cost."

Linda R.

Full coverage β€’ $2,000 deductible

"I didn't know this was an option. Other roofers wanted me to pay the deductible upfront. Phixxi covered it and I paid nothing. So relieved."

Marcus T.

Zero deductible paid β€’ Insurance claim

"Homeowners shouldn't have to come out of pocket when insurance already approved the claim. Phixxi gets it and proved they stand behind that."

Susan K.

Deductible assistance β€’ $1,250 covered

Why Phixxi's Deductible Assistance Works

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We Cover Your Deductible

On approved claims, we eat the deductible cost. Whether it's $500 or $5,000, you pay zero. The full repair is covered by insurance + us.

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No Hidden Costs

You don't pay now. You don't pay later. We handle the deductible as part of the claim process. Completely transparent pricing.

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Fast Claim Processing

We work directly with your insurance company to expedite the entire process. Get approved and work scheduled faster than ever.

Real Stories From Satisfied Customers

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"I was stressed about the deductible until Phixxi explained they handle it. Made the entire process painless and affordable."

Robert B.

Deductible covered β€’ Google Reviews

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"Best part? They explained exactly how the deductible worked and why they could cover it. No pressure, just honesty."

Elena G.

Insurance claim β€’ Homeadvisor

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"Insurance approved me for $28,000. My deductible was covered by Phixxi. Literally no out-of-pocket cost. Perfect."

Vernon C.

Full roof replacement β€’ Google Reviews

Get Your Free Claim Estimate

We'll contact you within 1 hour on business days.

Deductible Assistance Questions

❓ How can you pay my deductible if insurance doesn't?

We've built a business model that allows us to cover deductibles on approved claims. It's our way of passing savings to homeowners who've already had their claims approved. We don't do this on denied claimsβ€”only legitimate insurance-approved damage.

❓ What's the catch? Is there anything I need to pay back?

No catch. We cover your deductible as part of the repair process. Insurance pays us for the approved damage + materials. We simply absorb the deductible cost. Zero balloon payments, zero hidden fees later.

❓ Does this apply if my insurance hasn't approved my claim yet?

If your claim is pending, we'll help get it approved. We work with insurers to ensure claims are processed quickly. Once approved, the deductible assistance kicks in automatically.

❓ What if my insurance denied my claim?

We can help file an appeal with documentation. If the appeal succeeds, deductible assistance applies. If it remains denied, we offer flexible financing options to help with repair costs.

❓ Does this limit my material choices?

Nope. You get to choose your roofing materials. The deductible assistance covers whatever your insurance approves. Premium materials, standard materialsβ€”your choice.